Recreational Vehicle Insurance
Are you looking for recreational vehicle insurance in Utah? At Axis Insurance Agency, we know that RVs, motorcycles, boats, and ATVs sometimes need additional insurance coverage. Don’t worry we can help!
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Are Your Recreational Vehicles Protected?
Some people choose not to insure boats, motorcycles, and recreational vehicles because they assume they already have coverage through their auto insurance policy or homeowners insurance. This is usually a mistake—while auto and home insurance provide some protection, those policies are usually inadequate.
For example, your home insurance might cover your boat while it is at your home, but it may not cover the boat when it is out on the lake. To completely protect yourself and your assets, get a separate insurance policy for your RV, boat, motorcycle, or ATV.
Where can I purchase my RV motorhome insurance?
Many general or typical auto insurance companies offer RV coverage, but you will find the best coverage options and money savers by going through a specialized RV motorhome insurance company. These RV motorhome insurance companies are knowledgeable in what RV’s require for coverage. You can talk to your RV dealership for options, or you can go online and get a free quote within a few minutes. Look for RV insurance quotes online, many of which are free with instant estimates. You simply enter the make, year, model, and purchase price for an estimated quote. It is important to cost compare for insurance quotes for motorhomes, but if you do, make certain that you are applying for the same level of insurance coverage for accuracy. When you compare quotes from different companies make sure that you are getting the same level of RV insurance coverage with each so that the comparison is more accurate.
What is wrong with adding my RV to my regular auto policy?
This can be done, but is not highly recommended. If you own a motorized RV, you can just get it insured with regular automobile insurance, but it will not cover the parts that are unique to RVs such as the awnings, stairs and slideouts. An RV insurance policy will cover those items as well as protecting you if someone gets injured while in your RV. If you have a towable RV, or a camper, your automobile insurance will not cover it but RV insurance will, and sometimes you can combine policies to cover both the tow vehicle and the RV to save money.
How long will it take for me to get my RV insurance?
Online applications are processed quickly, often immediately. Working with an RV dealer in person may take a bit longer. The online quote is a simple application and it can be approved within a very short time so that you can get down to the business of enjoying your RV.
What kind of coverage should I get?
You should look at purchasing full coverage to ensure your protection no matter what you may incur on the road You can also get total replacement coverage which will replace your new RV (5 years or less with original owner) with a brand new RV of the same quality, or on a used RV you will get the purchase price (agreed value coverage) any time your RV is a total loss. If you have a used RV, options may vary.
Is the extended warranty the same thing as insurance?
No. Extended RV warranties will go beyond what the manufacturer’s warranty will in terms of years. It will protect appliances, mechanical issues, etc. that are not covered by insurance. Many extended warranties work in tandem with insurance, so ask and make sure you purchase what you can to protect you from any surprise expenses or damages down the road. An extended warranty (1-7 years) covers replacement of items, such as appliances, or mechanical repairs that insurance does not. You should consider getting both, so that you have more freedom when traveling and are able to enjoy your life on the road. RV insurance and an extended warranty should both be on the top of your list when you are thinking about purchasing an RV. It is the smart decision to add these to your overall investment because it means long-term protection for you and your buy.
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Recreational Vehicle insurance from Axis Insurance Agency
Axis insurance Agency is an independent insurance agency, which means we can gather the best offers in the industry and deliver them to you. We work with a number of reputable insurance providers to give our customers the best insurance rates in South Jordan, UT, and the surrounding areas.
Instead of spending your time comparison-shopping, leave the work to us and focus on other things. We’ll compare rates and find a policy that is specifically suited to your budget, your lifestyle, your assets, and your needs.
If you are looking for recreational vehicle insurance, let Axis Insurance Agency handle all the hard work. You’ll get the protection you need at a price you can afford. Call us today at 801-446-4800 to learn more about your options!