Homeowners Insurance

What does Homeowners Insurance cover in Utah?

Typical homeowners insurance policies include:

• Coverage of the structure: This covers the cost of repairing or replacing the actual walls, roof, and other structural elements of your home. Many policies can extend to cover other structures on your property such as a shed or detached garage.

• Personal property coverage: This covers the cost of replacing damaged or stolen personal property such as furniture, electronics, and clothing. These policies often protect your property even when it is outside of your home.

• Liability coverage: If someone is injured in your home, this will protect you in the event of a lawsuit. It covers legal costs and any payment that you are found liable for.

• Living expenses coverage: If an unexpected emergency leaves your home uninhabitable, many homeowners insurance policies will cover the cost of staying in a hotel and eating at restaurants while your home is repaired.

How can I save money on Home Insurance?

Axis Insurance Agency gives you many coverage options to choose from. Discounts will vary from policy to policy, but discounts are sometimes available for installing a security system, bundling your homeowners insurance with your auto insurance, or buying a newer home. Talk to your insurance agent about available discounts to learn more.

When should I get extra coverage? 

It is important to remember that some natural disasters will not be covered by a standard homeowners insurance policy. If, for example, you need flood insurance, talk to your agent about a separate policy.

What areas does Axis insurance cover?

Axis Insurance Agency has been providing home insurance in South Jordan for many years.  We live here, we work here, and we know the exact needs of homeowners in South Jordan. Whether you are looking for Home Insurance in Riverton, West Jordan, Herriman, Bluffdale, South Salt Lake…anywhere in Utah, we can match a policy perfectly for your unique needs.