Recreational vehicles, or RVs, include a wide range of motor-homes, from camper vans to bus conversions. RVs can cost between $10,000 and $300,000 depending on the style and features.
So protecting the vehicle and enclosed belongings is extremely important? It’s your home away from home. But how?
I am glad you asked. So, RV insurance covers many of the similar risks that auto insurance does, including collision, comprehensive and liability coverage. Also, there are options to protect your personal belongings that may be in or on the RV (satellite dishes, awnings, patio).
The cost of RV insurance will vary widely, depending on several key factors and the options selected. On average $2,000-$3,000 will be spent annually on RV insurance; keep in mind however this can vary. Speak to an agent today for a quote!
Purchasing RV insurance will protect the subscriber with a monthly premium based on the coverage needed, in the event of damage, loss, or an accident the insurance will kick in to avoid excessive out of pocket expenses. sigh of relief Isn’t it great knowing your assets are being protected?
So, I still don’t understand. Why do I need RV insurance? Like car insurance, RV insurance is required in every state. Be sure to consider how you will cover your costs if you are in an accident and do not have adequate coverage.